Welcome to Three Peaks
We specialise in heavy industry - transport, earthmoving, construction, and equipment - where asset values are high, cash flow can be unpredictable, and the right finance and insurance structure really matters.
Our approach is practical, advice-led, and built around long-term outcomes. We work alongside your accountants and advisers to make sure your finance and insurance strategy actually fits.
Let's have a conversationWe structure finance around how your business actually works - not the other way around. Working closely with your advisors, we build funding that supports your long-term goals.
Every Australian lender in our network means we find the right fit for your business. Our process is straightforward, and we handle the complexity so you don't have to.
We use technology to streamline your finance and insurance - faster approvals, clearer communication, and less time spent on paperwork.
Unrivalled Access
We go to market across the full spectrum of banks, non-bank lenders, insurers, and specialist underwriters to find the right fit for your business.
Can't see your preferred partner? We probably work with them. Ask us.
Finance and insurance under one roof - so nothing falls through the cracks.
Client Stories
“Matt and the team at Three Peaks Finance were fantastic to deal with. Great communication, very supportive, and made the whole process smooth and stress-free. You can tell they genuinely care and work hard to get the best outcome.”
How We Work
We believe in transparency. Here's exactly what happens when you work with Three Peaks.
A no-obligation call to understand your situation. We listen first, advise second. No forms, no funnels - just a real conversation with someone who knows your industry.
A no-obligation call to understand your situation. We listen first, advise second. No forms, no funnels - just a real conversation with someone who knows your industry.
We take the time to understand your business model, cash flow, risk exposure, and growth plans. We work with your accountant and advisers to build the full picture.
We take the time to understand your business model, cash flow, risk exposure, and growth plans. We work with your accountant and advisers to build the full picture.
We design a finance and insurance structure tailored to your goals - not a one-size-fits-all product. You'll see every option, with our honest recommendation.
We design a finance and insurance structure tailored to your goals - not a one-size-fits-all product. You'll see every option, with our honest recommendation.
We present your case to the right lenders and insurers from our extensive panel. Our relationships and preparation mean faster turnarounds and better terms.
We present your case to the right lenders and insurers from our extensive panel. Our relationships and preparation mean faster turnarounds and better terms.
We handle the complexity of approvals, documentation, and placement logistics. You stay informed at every step without the stress.
We handle the complexity of approvals, documentation, and placement logistics. You stay informed at every step without the stress.
We don't disappear after settlement. Renewals, restructures, growth phases, market changes - we're in your corner for the long run.
We don't disappear after settlement. Renewals, restructures, growth phases, market changes - we're in your corner for the long run.
We work with a defined set of industries where we have genuine expertise.
Fleet finance, truck and trailer insurance, and working capital for transport operators.
Asset finance and plant insurance for excavators, dozers, graders, and support equipment.
Contract works, public liability, management liability, and construction finance.
Fleet finance and on-hire insurance programs for hire businesses.
We keep you informed at every stage, not just when a deal settles. Your business moves fast - so do we.
We use technology and deep lender relationships to find structures and solutions that others miss.
We measure success in relationships, not transactions. We want to be the team you call first - for years.
We don't just settle deals. We build funding and risk strategies that support where your business is headed.
Trusted Nationally
In Lending Settled
Lender & Insurer Partners
Years Combined Experience
Satisfied Businesses
Regulated, accredited, award-winning.
We work with accountants, advisers, and equipment vendors who want to do more for their clients.
