Your commercial property is one of your most significant assets - whether you own it or lease it. Commercial property insurance protects your buildings, fit-outs, fixtures, and physical infrastructure against risks like fire, storm, water damage, theft, and accidental damage. Getting the sum insured right is one of the most critical parts of this cover. Underinsurance is a real and common problem - especially as construction costs continue to rise. We help make sure your cover is structured correctly so your policy actually responds when you need it.
Protection for the physical structure of your commercial property, including any permanent structural improvements.
Cover for fit-outs, fixtures, and permanent installations within your premises.
Financial protection if your property becomes uninhabitable and you lose rental income or business continuity.
Cover for accidental breakage of glass in windows, doors, and other fixtures.
Protection against claims from tenants or visitors injured on your commercial property.